This is a guide for people looking for travel insurance within the UK and abroad to europe and the rest of the World. We hope you find this guide helpful for finding information and companies providing travel insurance.

It is estimated that today 25% of travellers do not take out any form of travel insurance surely a risky decision given the potential pitfalls and costs that can be incurred on medical treatment abroad for example, the loss of luggage with jewellery and camera equipment or just the fact you are unable to travel due to unforeseen circumstances.

It is essential that you choose the right insurance for your needs although the basic travel insurance will cover a variety of incidents be aware that you may need extra cover if you intend to partake in Winter sports such as skiing in the Alps or riding a moped around a Greek island.

If you are travelling in Europe it is important to carry the European Health Insurance Card which covers you for free or reduced cost hospital treatment but not for repatriation costs or private medical bills and ambulances so a good insurance policy should be considered which would provide more benefits and cover these extra costs.

Age can also be an issue and not all insurance companies will offer cover to people over 65 or the cost will be prohibitive. Companies such as Help the Aged, Age Concern or Saga all offer policies with no upper age limit. It is important as with all insurance policies that all medical conditions are revealed to the insurer to ensure the correct cover is supplied.